Shariah screening
Pass or fail for every stock MARBIN follows, with the reason: business activity, and debt, cash and interest income against 24-month average market value. One stock, or fifty in a call; re-checked every morning.
For business
The engine behind MARBIN,
inside your product.
Shariah screening, purification and zakat, signals and data by API — and a complete managed-investing service under your bank’s own name.
Services
Six services.
One engine, read-only, by key.
Everything MARBIN works out for itself every day is available to businesses by API: the same screen, the same figures, the same record. Read-only, by key, priced by use.
Purification and zakat
The impermissible share of a dividend, and the zakatable part of a portfolio from what the companies themselves hold. Also as a ready-made widget for charities’ and mosques’ websites.
Signals and the model portfolio
The stocks that passed every gate at the last scan, best score first, and the long-term holdings MARBIN’s rules pick today, with the rules. Research data for professional use, not personal recommendations.
Daily history and data
Each stock’s reading by day — scores, risk, Shariah ratios, fundamentals, red flags — the market by day and exchange rates back to 2021. For research, back-testing and your own models; as JSON or CSV.
Forecast track record
MARBIN’s forecasts and how each turned out, recorded before the result was known. A record you can check, not a claim.
White-label managed investing
For banks: a complete Shariah managed-investing service for your customers, under your name, on your address — your brand, your own staff portal, your Shariah board’s limits. You stay the regulated firm and own the relationship.
Who uses what
Built for the firms
that serve Muslim investors.
| What they use | Usually | |
|---|---|---|
| Islamic and ethical banks | White-label managed investing for their customers; the screen for their own products | White-label, Enterprise |
| Brokers and trading apps | A Shariah badge on every stock, purification on dividends, a halal filter in search | Growth, Professional |
| Robo-advisers and wealth platforms | Screening for their portfolios, the model portfolio, the daily history | Growth, Professional |
| Fintechs and budgeting apps | Zakat on a user’s holdings, purification, a halal check | Starter, Growth |
| Charities and mosques | Zakat and purification calculators on their own website | Widget |
| Fund managers and researchers | Signals, the daily history and the forecast record for their own research | Professional, Enterprise |
Plans
Priced by use.
Paid in advance, never a surprise.
A plan is a monthly number of checks: one check is one stock’s answer, so a screen of 50 stocks is 50, a zakat sum one per holding, a day’s history one per stock. Every answer says how many it counted. Beyond the plan, checks are paid from prepaid credit at about the plan’s own price per check; with none left, they stop until you top up.
| A month | Checks a month | Sized for | Beyond it, per 1,000 | |
|---|---|---|---|---|
| Trial | Free | 1,000 | 25 stocks, once a day | — stops |
| Starter | £250 | 7,500 | 100 stocks, 3 times a day | £30 |
| Growth | £900 | 35,000 | 500 stocks, 3 times a day | £22 |
| Professional | £2,500 | 180,000 | 2,000 stocks, 4 times a day | £12 |
| Enterprise | from £5,000 | No limit | The whole universe, any rate | — |
| Widget | £50 | 20,000 | A website’s zakat and purification calculators | £2.50 |
| Sandbox | Free | 10,000 | Sample data, for building | — stops |
Invoiced at the start of each month. White-label is priced per bank, by the number of customers it serves. Refused calls — bad requests, stocks not covered, over a limit — are never counted.
White-label, for banks
Your customers. Your name.
MARBIN’s engine underneath.
Your brand
Your customers sign in on your own address and see your name, colours and logo, “Powered by MARBIN” in small print.
Your staff portal
Your people invite customers one at a time or many at once from a spreadsheet (every line checked before anything is sent), approve and pause them, see their accounts, change your brand, and see your usage and invoices.
Your Shariah board
Set stricter limits than MARBIN’s own (debt, cash, interest income); they are applied to every one of your customers’ trades.
Your customers’ data, apart
Each bank’s customers, accounts and records are kept in their own place, apart from MARBIN’s and every other bank’s.
Money stays put
Customers’ money stays in their own brokerage accounts, with every stop at the broker. MARBIN only ever trades: the broker key it uses can’t withdraw.
Your systems, told
Signed notifications to your own systems when a customer joins, is approved or paused, and when a trade or a stop happens — with your own customer references, and every delivery in your portal’s log.
Statements and records
Daily sealed records for audit and reconciliation, weekly and monthly statements for each customer, and your own reports and exports (customers, money managed, trades, performance, audit log) as CSV or PDF.
You remain the regulated firm, responsible for your customers and what you offer them; MARBIN provides the technology.
Correspondence
Write to us.
For businesses: the Shariah screening and data API, a sandbox key, or white-label for your customers. For anyone: questions about the approach or the technology. MARBIN does not take on new individual clients or manage money for the public.
hello@marbin.co.uk